Enjoy Flexible Dental Plans With DentiCare
DentiCare
Simple Payment Plans for Dental Treatment
With DentiCare, approved patients may make regular interest-free payments for eligible treatments instead of paying the full amount upfront. This can assist with budgeting for your care. At Beyond Smiles Dental, our dental team will explain the process, outline eligible treatments, and confirm if a plan is suitable for you.
Understanding Dental Payment Information
Eligibility criteria apply. Not all treatments are covered. Terms and conditions apply, including scheduled repayments and possible fees for missed payments. Please speak with our dental team for full details.
HOW DentiCare WORKS
How to Get Started With DentiCare
First Payment on theaDiscuss payment options with your dentist Day
Your dental team will explain how DentiCare works and whether it may be appropriate for your treatment and circumstances.
Review your treatment plan and costs
Your dentist will provide details of your treatment plan and fess, so you can consider whether a DentiCare payment plan is suitable for your needs.
Apply for a plan in the clinic
If you're eligible, your dental team will guide you through the DentiCare application process. Approval is subject to DentiCare terms and conditions.
Begin treatment after plan approval
Approved patients can commence treatment with costs spread over scheduled repayments. Eligibility criteria and terms and conditions apply.
ELIGIBILITY
Who Can Access DentiCare Payment Plans
1 Your treatment must be eligible
2 Applicants must meet basic criteria
3 You must agree to regular repayments
4 Application through a participating dental provider
USEFUL INFORMATION
Frequently Asked Questions About DentiCare
Do I need to apply before my dental visit?
No, you don’t need to apply in advance. DentiCare applications are usually completed during your appointment, once your dentist has discussed your treatment and confirmed plan availability.
- Treatment is assessed first:
Your dentist will examine your oral health and recommend a treatment plan tailored to your clinical needs. - Costs are explained clearly:
You’ll receive a breakdown of the total treatment cost before deciding on payment options. - Eligibility is confirmed:
Your clinic will confirm if your treatment qualifies for DentiCare and whether you meet the basic requirements (such as being over 18). - Application is completed in clinic:
If eligible, the team can assist you with the application form. Terms and conditions, including scheduled repayments and fees for missed payments, will be provided before approval.
Can I use DentiCare for all treatments?
DentiCare payment plans are not available for every type of dental treatment. Only participating clinics can offer approved plans, and your dentist will confirm if your treatment is eligible.
- DentiCare plans may be available for some longer-term treatments, subject to eligibility and clinic participation.It is not available for routine check-ups or urgent emergency care.
- Only dental clinics registered with DentiCare can provide these payment plans. If your clinic doesn’t participate, your dentist can explain alternative payment options.
- Your dentist will review your recommended treatment plan and let you know which services may be eligible. Terms and conditions apply, including scheduled repayments and possible fees for missed payments.
- The application process occurs after your treatment plan is confirmed, allowing your dental provider to determine whether DentiCare is an appropriate option for you.
Are there any interest or setup fees?
DentiCare payment plans do not charge interest, but setup fees and provider-specific costs may apply. Here’s what to know:
- DentiCare plans are interest-free. Repayments are made in scheduled instalments arranged through your participating dental clinic.
- Some clinics may charge an administration fee. Your dentist will confirm any fees before you decide to proceed.
- All costs will be explained in writing before you finalise your plan. Terms and conditions, including eligibility criteria and repayment obligations, apply.
- Each provider’s terms may differ based on treatment type and clinic policies. Ask your dental team for full details.
Is a credit check required to use DentiCare?
Afterpay manages its eligibility checks, and using it does not usually affect your credit score. The following points outline the process:
- When you register with Afterpay, a standard credit check is not carried out.
- Using Afterpay for dental payments generally does not impact your credit score.
- Approval is determined by Afterpay based on criteria such as spending history, repayment patterns, and the value of the intended purchase.
- If a scheduled payment is missed, Afterpay may apply fees or limit further use of the service.
- All conditions are set by Afterpay and are outlined in their terms and user agreement.
- The clinic can provide general information, but all approval decisions are managed by Afterpay.
What is the minimum or maximum amount I can finance?
The amount you can finance through DentiCare depends on your treatment plan, your dental clinic’s policy, and the agreed repayment period. DentiCare does not set universal limit, but here’s what to expect:
- Some clinics may require a minimum treatment value to offer a payment plan. The amount can vary depending on the clinic and treatment type.
- Your clinic determines the maximum amount available for each plan, based on the treatment cost and your approved payment schedule.
- Your dentist will confirm what portion of your treatment can be included in the plan and explain all repayment terms before you decide to proceed.
- Eligibility criteria and terms and conditions apply. Missed payments may incur fees. Your clinic will help arrange instalments that align with your treatment schedule.
Can I choose how long I take to repay?
Your dental clinic may offer a range of repayment terms for DentiCare plans, depending on your treatment and eligibility. Your dentist will explain the available options based on your treatment needs and the clinic’s participation in the programme.
- Depending on your plan and treatment, repayments may be scheduled weekly, fortnightly, or monthly. Terms differ between clinics and will be confirmed before you apply.
- Plan durations vary by treatment type and total cost, typically ranging from a few months up to 24 months, depending on clinic policy.
- Your clinic will explain the repayment options available and confirm the full payment schedule before your treatment begins. Terms and conditions apply, including obligations to maintain regular payments.
Do I need to pay anything upfront?
It depends on your clinic and the treatment you receive. Some DentiCare plans include an initial payment, while others do not.
- Certain clinics require an upfront contribution, which can vary depending on treatment complexity or the total amount being financed.
- Your dental team will outline all upfront costs and repayment terms before you decide to proceed, so you understand the total amount payable for your treatment.
- Policies and eligibility differ between providers, so it’s important to confirm these details during your consultation. Terms and conditions apply, including scheduled repayments and fees for missed payments.
Can I use DentiCare and my health fund together?
You may be able to use DentiCare in conjunction with your health fund. If your fund doesn’t cover the full treatment cost, the remaining balance may be eligible for a payment plan through your participating dental clinic.
- Your clinic will process your health fund rebates first. The out-of-pocket balance may then be included in a DentiCare plan if the treatment qualifies and the clinic participates.
- DentiCare is not a replacement for private health insurance. It helps manage remaining treatment costs that your fund doesn’t cover.
- Your dentist will explain whether your treatment qualifies and outline the repayment terms before you decide to proceed. Eligibility criteria and terms and conditions apply.
What happens if I miss a payment?
If you miss a DentiCare payment, contact your clinic as soon as possible. Plans are interest-free, but fees for missed or rescheduled payments may apply depending on clinic policy.
- Your clinic will explain any applicable administration or rescheduling fees and discuss options to update your payment date or method.
- Your clinic or DentiCare may follow up to confirm new arrangements or to update your payment information.
- Repeated missed payments can lead to plan suspension or cancellation under your clinic’s terms and the DentiCare agreement.
- Please notify your dental team promptly if you anticipate payment difficulties so they can discuss options and minimise disruption to your plan.
Can I pay off my DentiCare plan early?
You may be able to pay off your DentiCare plan early. Many clinics may allow this, but policies differ, so check with your clinic or DentiCare before making any adjustments.
- Early repayment may be completed through your clinic or directly with DentiCare, depending on how your plan is managed.
- Most clinics usually do not charge penalties for early completion, but some may apply a small admin fee in line with their internal policy.
- Speak with your dental provider first. They can explain the process for closing your plan and confirm any costs that may apply.
- Eligibility criteria and terms and conditions apply. Not all clinics offer early repayment options, and fees may apply depending on provider policy.
How long does the approval process take?
The DentiCare approval process is usually completed during your dental visit, once your treatment plan and eligibility are confirmed.
- Applications are managed directly by your clinic after treatment planning, provided they offer DentiCare as a payment option.
- Credit checks are not typically required, but eligibility criteria and clinic procedures still apply.
- Your dentist will explain the steps and assist with submitting the form electronically or in person.
- Plan activation time can vary. Some clinics process plans on the same day, while others may take one to two business days to complete them.
Who do I contact if I need help with my plan?
If you need assistance with your DentiCare plan, contact your dental clinic first. Your clinic can assist with most enquiries, including payments, updates, or account adjustments.
- Start with your dental clinic. Your dental clinic can assist with most plan-related questions and guide you if you require additional support.
- For account-specific issues, like missed payments, your clinic may refer you to DentiCare’s customer support team for assistance.
- Your dentist or reception team can help you update payment methods, confirm balances, or check the status of your plan.
- If you’re not certain who to contact, start with your dental clinic. They’ll confirm whether your enquiry can be managed in-house or directed to the DentiCare support team.
